About AICA
Independent Research for an Independent Industry
Our Mission
AICA exists to give independent carriers the same quality of information that large fleets get from their operations teams — unbiased research, peer-validated recommendations, and practical guidance for running a profitable operation.
Large carriers have entire departments dedicated to vendor evaluation and negotiation. Owner-operators and small fleets are left to figure it out on their own — often learning expensive lessons the hard way. We believe that's wrong, and we built AICA to fix it.
Methodology
How Our Research Works
Our ratings and recommendations are built on real data from real carriers — not advertising dollars or affiliate deals.
We Survey Active Carriers
Each year, AICA surveys active carriers across all freight types and lanes — from owner-operators running one truck to small fleets with 20+.
Carriers Rate Their Providers
Carriers rate factoring companies on advance rates, customer service, contract flexibility, fee transparency, and overall satisfaction.
We Compile the Data
Results are compiled into ratings that power our matching tool. No company can pay for placement — every rating is earned from carrier feedback.
You Get Matched
When you take our carrier profile quiz, we use your specific operation details to match you with the highest-rated factoring company for carriers like you.
Who We Serve
Built for Carriers, by Carrier Advocates
Owner-Operators
Running your own truck means making every decision yourself. We give you the research to make those decisions with confidence.
Small Fleets (2-20 Trucks)
Growing fleets need providers that scale with them. Our survey data identifies factoring companies that serve small fleets well.
New MC Authority Holders
Just got your authority? The first 90 days are critical. Our research helps new carriers avoid costly mistakes with factoring.
Ready to Find Your Match?
Take our 2-minute carrier profile and see the AICA top-rated factoring company for your operation. Free, no obligation, no spam.
Find Your Factoring Match