Based on a survey of 214 active independent carriers

Find the Factoring Company That Carriers Like You Rated Highest

The American Independent Carrier Alliance surveyed independent business owners across 48 states about their factoring experience. Tell us about your operation and we'll show you their top-rated match — free, in under 2 minutes.

Independent research — not a factoring company
No email required to see your results
No sales calls — ever

Why Carriers Trust AICA Over Comparison Sites

214

Carriers surveyed across 48 states

Real carriers sharing real experiences — not paid reviews

22%

Switched factoring companies due to poor service

Not all factoring companies are equal — your match matters

84%

Would recommend factoring to a new carrier

When it works, it works — the key is finding the right fit

AICA doesn't sell factoring. We survey carriers and share what they report.

"Nobody told me I'd be running loads for six weeks before I saw a dime. Factoring saved my operation in month two."

MC authorized June 2025, dry van, Southeast regional

"I switched factoring companies after three months because of hidden fees. Wish I'd had something like this before I signed my first contract."

Independent carrier, flatbed, Midwest

"I was skeptical but the AICA match was spot on. Same company a buddy of mine recommended."

Small fleet owner, 3 trucks, reefer, Texas

Find Your AICA Factoring Match

Answer a few questions about your operation. See which factoring companies carriers like you rated highest.

How many trucks are currently in your fleet?

About AICA

The American Independent Carrier Alliance is an independent research organization that surveys active carriers annually about their financial tools, service providers, and business decisions. Our recommendations are based on what carriers report — not on advertising spend.